Terms & Conditions

Last updated: September 1, 2026

Good Means is a trade name of S. Murray Advisory Co., a sole proprietorship based in British Columbia, Canada. These Terms & Conditions govern your use of our website (goodmeans.ca) and your engagement with our services. By using this website or engaging our services, you agree to these terms.

1. Services

   Good Means provides personal financial planning and advisory services, including but not limited to budgeting, financial goal-setting, and financial education. Services are provided on terms agreed upon separately between Good Means and each client.

2. Not a Substitute for Professional Advice

   The content on this website—including blog posts, articles, resources, and any other educational material—is provided for general informational purposes only. It does not constitute personalized financial, legal, tax, or investment advice.

   Financial planning is personal. Nothing on this website should be relied upon as advice specific to your situation. Always consult a qualified professional before making financial decisions.

   Good Means is not a registered investment advisor and does not manage investments or provide securities advice.

3. No Guarantees

   We make no representations or warranties about the accuracy, completeness, or suitability of any information on this website. Financial planning involves inherent uncertainty, and past results are not a guarantee of future outcomes.

4. Limitation of Liability

   To the fullest extent permitted by law, S. Murray Advisory Co. shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any content herein.

5. Intellectual Property

   All content on this website, including text, graphics, logos, and branding, is the property of S. Murray Advisory Co. and may not be reproduced, distributed, or used without prior written permission.

6. Third-Party Links

   This website may contain links to third-party websites for your convenience. We are not responsible for the content, accuracy, or privacy practices of those sites and do not endorse them.

7. Governing Law

   These Terms & Conditions are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of British Columbia.

8. Changes to These Terms

   We may update these Terms & Conditions from time to time. The "last updated" date at the top of this page will reflect any changes. Continued use of our website following any changes constitutes acceptance of the updated terms.

9. Contact

   If you have questions about these Terms & Conditions, please contact use the contact form.